Final Notice and Public Explanation of Proposed Activities in a Federal Flood Risk Management Standard Designated Floodplain

Posted September 15, 2026

To: All interested Agencies, Groups, and Individuals

This is to give notice that the City of Atlantic City has conducted an evaluation as required by Executive Order 11988, in accordance with HUD regulations at 24 CFR 55.20 Subpart C Procedures for Making Determinations on Floodplain Management and Wetlands Protection. The following activities are funded under the HOME Investment Partnerships Program, Community Development Block Grant Program, and Community Project Funding Program and are located in the Federal Flood Risk Management Standard (FFRMS) floodplain as determined using the FVA approach. All projects are located in the 100-year floodplain according to FIRM Panel 3452780001D, Panel 3452780002D, Panel 3452780004D, and Panel 3452780005D effective on 8/15/1983, and Panel 3452780003E, effective on 2/1/1985.

Tier 1 Demolition of Blighted Structures: The City of Atlantic City is requesting the use of $100,000 per year of CDBG funding from 2025 (B-25-MC-34-0001 for 2025) through 2030 for a total of $500,000 in CDBG funding for the demolition of blighted structures. Description of the Proposed Project: Demolition of abandoned housing. Demolition of vacant properties. It is estimated 5 units will be Eligible under the Slum or Blighted Area category as the clearance activities are in an area designated by the City as a slum or blighted area and the demolition will address one or more of the conditions which contributed to the deterioration of the area.

Genesis 723 & 725 N. Indiana Avenue: The City of Atlantic City proposed the use of HOME funding in the amount of $469,912 for the development of two units at 723 & 725 N. Indiana Avenue for the development of affordable housing.

Habitat for Humanity: 110 and 113 N Maryland Ave: The City of Atlantic City proposed the use of HOME funding in the amount of $471,958.63 for the development of affordable housing at 110 and 113 N Maryland Ave. Atlantic City, NJ. The City in partnership with Habitat will develop two units to be built on vacant lots deeded by the City.

The City of Atlantic City has considered the following alternatives and mitigation measures to be taken to minimize adverse impacts and to restore and preserve natural and beneficial values:

Alternatives considered were choosing another location for each project located in the floodplain, modifying the project to eliminate impact on the FFRMS floodplain, and the alternative of no action. The first two alternatives were considered impractical due to the fact that each project is site specific, as they involve the rehabilitation of existing properties or infrastructure or new construction of properties or infrastructure at previously specified locations. Should new locations be identified, the goals of each project would not be met. The third alternative, No Action, is unacceptable as this course of action would result in not being able to provide safe, decent, accessible, and affordable housing and public facilities and infrastructure for the City of Atlantic City’s low- and moderate-income residents. Mitigation measures include: implementation of flood proofing and elevation standards consistent with Federal, State, and local requirements for construction activities in the floodplain, activities undertaken will be in conformance with sound engineering practices to assure resistance to flood of the FFRMS floodplain, and compliance with Federal Flood Insurance purchase requirements in case of development of the sites.

The City of Atlantic City has reevaluated the alternatives to building in the floodplain and has determined that it has no practicable alternative. Environmental files that document compliance with steps three (3) through (6) of Executive Order 11988 are available for public inspection, review, and copy upon request at the times and location delineated in the last paragraph of this notice for receipt of comments.

There are three primary purposes for this notice. First, people who may be affected by activities in floodplains and those who have an interest in the protection of the natural environment should be given an opportunity to express their concerns and provide information about these areas. Second, an adequate public notice program can be an important education tool. The dissemination of information and request for public comments about floodplains can facilitate and enhance Federal efforts to reduce the risks and impacts associated with the occupancy and modification of these special areas. Third, as a matter of fairness, when the Federal government determines it will participate in actions taking place in floodplains, it must inform those who may be put at greater or continued risk.

Written comments must be received by the City of Atlantic City at the following address on or before September 28, 2025: City of Atlantic City, 1301 Bacharach Blvd—Suite 510, Atlantic City, NJ and 609-347-5330 ext. 7285, Attention: Lance T. Smith, Assistant Director, Department of Community and Economic Development/CDBG. A full description of the projects may also be reviewed during regular business hours at the address stated above. Comments may also be submitted via email at lsmith@acnj.gov.

Publication Date: September 18, 2026

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City of Atlantic City, NJ
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